Potential answers for "Borrowing burden"

⭐⭐⭐⭐ DEBT
⭐⭐⭐⭐ XXXX
⭐⭐ LOANWORD
⭐⭐ LEVERAGE
⭐⭐ TEMP
⭐⭐ LENDINGLIBRARY
⭐⭐ KANJI
⭐⭐ LIBRARY
⭐⭐ RATE
⭐⭐ BRIDGEFINANCING

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With pretentions, say   Informal denial   "You ___ here first!"