Potential answers for "Have a balance on one's Visa"

⭐⭐⭐⭐ OWE
⭐⭐⭐ OVERDRAW
⭐⭐⭐ DEBT
⭐⭐ CHECKBOUNCING
⭐⭐ EXCHANGESTUDENT
⭐⭐ PAYUP
⭐⭐ SPEND
⭐⭐ IPO

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