Potential answers for "HMO alternative"

⭐⭐⭐⭐ PPO
⭐⭐ DOCS
⭐⭐ REFERRAL
⭐⭐ AETNA
⭐⭐ DRS
⭐⭐ HEALTH
⭐⭐ INS
⭐⭐ RNS

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