Potential answers for "Limitation for borrowers"

⭐⭐⭐⭐ LOANCAP
⭐⭐ CONSTRAINT
⭐⭐ DEBTS
⭐⭐ RATECAP
⭐⭐ OWE
⭐⭐ JOYRIDERS
⭐⭐ STRICTURE
⭐⭐ LIBRARYCARD

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Composition of some grids   Card makeup   Literally, "the foundation"