Potential answers for "Needing to repay"

⭐⭐⭐⭐ OWING
⭐⭐ AVENGE
⭐⭐ LOAN
⭐⭐ INKIND
⭐⭐ OWE
⭐⭐ IOU
⭐⭐ EVER
⭐⭐ CADGE
⭐⭐ OWES

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