Potential answers for "Not by check or credit card, say"

⭐⭐⭐⭐ INCASH
⭐⭐⭐ PAYS
⭐⭐⭐ ALLCASH
⭐⭐⭐ TRAVELLIGHT
⭐⭐⭐ AMEX
⭐⭐⭐ CASH
⭐⭐⭐ NOCASH
⭐⭐⭐ DEBT
⭐⭐⭐ SSN
⭐⭐⭐ PHISH

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Dweller west of the North Atlantic   Sound of dismissiveness   Computer networking company