Potential answers for "One receiving a loan"

⭐⭐⭐⭐ DEBTOR
⭐⭐ HEIR
⭐⭐ FETUS
⭐⭐ BANKER
⭐⭐ LIENEE
⭐⭐ LEI
⭐⭐ CHEF
⭐⭐ TAKER
⭐⭐ POINT
⭐⭐ PUPIL

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Milwaukee's loc.   Short, as a play   Native of England, for short